A.G.P.

Thomas M. Dowling & Craig Margolies are Registered Representatives of and offers securities products and services through A.G.P./Alliance Global Partners Member FINRA/SIPC. In this regard this communication is strictly for individuals residing in the various states in which the Representatives are licensed. No offers may be made or accepted from any resident outside the state licensure referenced.

Thomas M. Dowling & Craig Margolies are also separately registered as an Investment Adviser Representatives with A.G.P./Alliance Global Partners a SEC Registered Investment Adviser offering advisory services in various states. As such, these services are strictly intended for individuals residing in the states in which the advisor is licensed.

Daniel Guerrini is a Registered Representative of A.G.P./Alliance Global Partners Member FINRA/SIPC. In this regard this communication is strictly for individuals residing in the various states in which the Representative is licensed.

Brokerage and investment advisory products and services, are offered through A.G.P./Alliance Global Partners a member of FINRA and SIPC.   For those persons inquiring from states where a specific associate is not currently securities and/ or insurance licensed, the associate will not transact business in that state or provide follow-up individual responses, until after the associate obtains the appropriate registration in the applicable state.

The information provided should not be relied upon in isolation for the purpose of making an investment decision. You must also consider the objectives, risks, charges, and expenses associated with an investment service, product or strategy prior to making an investment decision. Prior to making any investment or financial decision, an investor should seek advice from a financial, legal, tax and other professional that consider all of the particular facts and circumstances of an investor's situation. The opinions expressed and material provided are for information purposes only and is not an offer, recommendation, or solicitation of any product, strategy or transaction. Any views, strategies or products discussed may not be appropriate or suitable for all individuals and are subject to risks.

Investment and insurance products offered are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.

Check the background of your financial professional on FINRA's BrokerCheck Form CRS and General Disclosures